Terms and conditions for using phexaloriva.sbs

By accessing or using phexaloriva.sbs’s services, you agree to comply with these terms, which are governed by South African regulations. Review these terms carefully before using our platform.

8 January 2026

Acceptance of terms

Continued use of the platform indicates acceptance of these Terms and Conditions. If you disagree with any clause, please discontinue use. Services are provided solely subject to the listed terms and local compliance requirements.

Definitions

Certain words in these Terms have the defined meanings explained below.

‘Platform’ refers to the phexaloriva.sbs website and associated services provided to users.

‘User’ means anyone who accesses or utilizes phexaloriva.sbs, with or without registration or account creation.

‘Recommendations’ means data-driven insights or analytical outputs provided by the platform algorithm.

‘Personal information’ covers any data identifying or relating to an individual user.

Use of services

Platform access is permitted exclusively for informational purposes. No content shall be taken as financial, legal, or other personal advice.

Eligibility

Users must be over 18 and legally able to enter into binding agreements under South African law.

Underage or otherwise ineligible users may not access our services.

User responsibilities

You agree to use the platform responsibly and in line with all legal and platform requirements.

Keep login credentials confidential and not share access with unauthorized individuals.
Supply accurate, up-to-date information during account creation and ongoing use.
Use recommendations solely for personal consideration, not for redistribution, resale, or external advice.
Respect platform integrity and promptly report technical problems or suspected misuse.

Prohibited uses

Certain uses of the platform are strictly forbidden by these Terms.

Unauthorized commercial exploitation or reselling of platform insights or content.
Submission of false or misleading information for gain or to circumvent regulations.
Attempting to breach or evade platform security or privacy safeguards.
Harassment, abusive communication, or infringing conduct towards any user or platform administrator.
Uploading or distributing malware or any harmful content on the platform.

Intellectual property rights

All content, algorithms, and material provided by phexaloriva.sbs are protected intellectual property. Access does not grant any license or transfer of rights to users, except where expressly allowed by local law.

User content

Any material submitted remains your responsibility and must comply with these Terms and legislation.

User content rights and responsibilities

By submitting content, you permit us to use, modify, or display it as needed for operation, while retaining your moral rights.

Your privacy and data protection

We adhere to strict privacy protocols, using collected information only for legitimate purposes and in accordance with local standards. Details can be found in the Privacy Policy.

Privacy Policy

Disclaimer of warranties and liability

The platform and recommendations are supplied ‘as is’, without warranty of accuracy or suitability.

Key limitation notice

No assurance is provided for trading performance or market outcomes. Results may vary and past records do not indicate future results.

Limitation of liability clause

We are not liable for damages resulting from reliance on recommendations or technical interruptions.

Indemnification

You agree to indemnify phexaloriva.sbs for liabilities arising from misuse or unlawful activity on your account.

Dispute resolution procedures

Disputes will be managed according to South African laws and procedures where possible.

Arbitration

Certain disputes may be referred to arbitration by agreement between parties under applicable statutes.

Decisions of arbitrators will be binding where legally applicable.

Online dispute resolution provisions

We participate in recognized mediation programs as required by South African authorities for service platforms.

Contact our compliance team

Severability

Should any clause prove unenforceable, it will not affect the validity of other sections.

Entire agreement statement

These Terms, with referenced policies, are the complete agreement between users and phexaloriva.sbs.

Applicable law and jurisdiction

These Terms are interpreted under South African law. Venue for disputes is the Republic of South Africa.

Termination

We may suspend or restrict access at our sole discretion for breach of terms, security violations, or regulatory orders.

Modifications

We reserve the right to amend these Terms. Material changes take effect when published on our website.

Contact for terms and conditions

You may contact us with questions or concerns via the methods listed below.

Email address: content@phexaloriva.sbs

Phone number: +27331887393

Physical address: Pharos House, 18 The Boulevard, Westville, Durban 3629 South Africa

Effective date of terms: 8 January 2026

Version: 1.4